Smart farming equipment pays for itself through water, fertiliser and yield — but the payback comes over seasons, and the cost comes up front. That is why there is more than one way to pay.
| Buy outright | Lease | PAYGo | |
|---|---|---|---|
| Up-front cost | Full price | None or small | Small deposit |
| Payments | Once (milestones) | Fixed monthly | Flexible, by M-Pesa |
| Maintenance | Warranty, then paid | Included | Remote support included |
| Ownership | Immediately | Option at end of term | After final instalment |
| Best for | Capital or loan in hand | Predictable operating cost | Smallholders paying from earnings |
How PAYGo works
After a small deposit, you pay in instalments by M-Pesa — daily, weekly or monthly. Each payment keeps the system unlocked for the time it covers. Pay ahead whenever you have a good harvest; when the last instalment is paid, the system is yours.
The platform subscription
Whichever way you pay for the equipment, the software is a subscription — Starter, Professional or Enterprise — so the dashboard, alerts and AI advice keep improving without new hardware.